August 2018 – Portfolio Updates

With AEM as the newest addition to my portfolio from the beginning of August, things have gotten quite… volatile.

Time weighted return (YTD): -4.11% against STI ETF of -2.88%

XIRR (YTD): -5.92%

It was not surprising that my portfolio dipped again towards the end of the month as the prices of Valuetronics and AEM mostly reduced back closer to their intrinsic values, and my buying prices.

This month has also been rather nice on the collection on dividends with most of the companies announcing their earnings for the 2nd quarter of the fiscal year. Just this month alone, almost half of our portfolio went XD. These stocks are namely:

AEM (SGX:AWX)

ComfortDelgro (SGX:C52)

AIMSAMP Cap REIT (SGX:O5RU)

Starhill Global REIT (SGX:P40U)

…and a much anticipated upcoming dividend happening next month will be:

Tat Seng Pkg (SGX:T12)

ComfortDelgro and Tat Seng Pkg has given the same amount of dividends as they did last year, which gave me a nice 4+% dividend yield on each stock. That alone beats the CPF SA’s base interest – not considering any capital gains along the way.

Total dividends collected for August is $410.14 and the total dividends for 2018 is at $2,479.19.

dividendsaug

dividendsaugchart

Removing BF’s collected dividends from the equation, the amount of dividends I’ve personally collected is but a mere ~3% of my annual income and able to cover 13% of my expenses.

I am far, far away from financial freedom.

Nevertheless, this only motivates me more to save harder and invest wisely by learning from my mistakes. We are still left with 4 months until the end of the year and I hope that I will be inching closer to achieving my goals for 2018.

Till then, you can read the previous portfolio update here.

Miss Niao xoxo

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Author: Miss Niao

Hello! I blog about financial matters and things that average people can do to have a better retirement. I want to inspire people to take control of their money and have a better understanding about it. If you are interested to know more, follow me @ missniao.wordpress.com! :)

11 thoughts on “August 2018 – Portfolio Updates”

  1. You definitely deserved a pat on the shoulder. The dividend that you have collected this year is 4 times more than the whole of last year. And we are still have a quarter to go. Well done. The most important is that you are making progress and learning well along the way. You are actually starting this journey much earlier that the most of us, hence as long as you stay the course, you will reach your target soon. Jia You!

    Like

  2. Hi Miss Niao

    It’s good that you included your BF for him to also “participate” 🙂

    Small steps at a time will lead to super big events in future years to come.

    Oh and one minor mistake on the photo you attached, it should read 2018 yah not 2017 🙂

    Liked by 1 person

  3. I LOVE the idea of dividend investing! Would you say your stocks are more risky than let’s say.. household names like KO and PNG? If so, do you think your returns outweigh the risk?

    Liked by 1 person

    1. I would say that I have a different way of viewing risk. It is proven though, over past results that investing in smaller caps with small capitals have better returns over the long run.

      Like

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