2019 Income/Expense Report – Reaching FI by 40

It kinda seems like I’m always blogging during the holidays, with Chinese New Year just 2 days away. This year started rather slow for me, and I hope it stays this way because I’m not very excited to be changing the first number in front of my age. Just trying to delay the inevitable in my dreams, I guess.

I had some time this week for self reflection and I read through some of my old blog posts. Generally, my goals towards being financially free hasn’t changed, but I think my personality was a little altered because of a shift in priorities in my life. My old blog posts were raving with creativity on how to maximize returns while spending lesser. In fact I did a lot of research and spent most of my time thinking about how to make passive income in the right way, and the best way possible. Continue reading “2019 Income/Expense Report – Reaching FI by 40”

My Financial and Expense Report (2018)

Many of my friends around me think that I have this secret obsession with money. They know that I track my expenses on a daily basis and can never understand how I can bring out the time to do so. The reason is simple – I make it a priority in my life to achieve financial independence, and there is no other (better) way I know to achieve that – by reducing my expenses and increasing my income. And the only way that I can reduce my expenses is to know what I’ve been spending my money on.

I don’t want any of that precious stuff to go to waste.

Everyone does their budgeting in their own way. The ultimate goal for me is to save as much as I can, without sacrificing some of the values I have in life. Being able to save, really, is one of the basic stuff that you have to do in order to increase your net worth. And then once you have money, you can use it to make more money.

For 2018, I have decided to split my financial report into two sections. Continue reading “My Financial and Expense Report (2018)”

Expenses Review – Q3 Y2018

So I’ve been kind of going through a rough patch in my life recently, and was pretty inactive in the blogosphere for the last month. I think it was kinda reflected in my previous post that I wasn’t really okay, but I guess… that it’s okay not to be okay sometimes! Life isn’t supposed to be as picturesque as how everyone paints it to me, and I would very much rather my blog show not only the good, but also the bad experiences that I go through.

Which is why I always blog about my failures, and constantly thinking about ways on how to be a better investor, and thus a better blogger – hopefully. 🙂

It is time again for my expenses review, something which I track so diligently every day since the last quarter of 2017. Continue reading “Expenses Review – Q3 Y2018”

Expense Review – H1 Y2018

July has been an insanely busy month for me. I had to travel overseas twice in a single month for the first time.

The first trip was for business, and in fact, my very first one too. I went to China to meet up with some other Shanghai colleagues to attend a “camp”. From there, I’ve visited our in-house factory and see for myself how the products that I had been developing are made and assembled together. Makes my job more fulfilling to see how my contributions are materialized.

10 days after landing in Singapore from China, I’m repacking my luggage for the next challenge in my life. Continue reading “Expense Review – H1 Y2018”