Are you penny wise but pound foolish?

I refer to this post from Consumerism Commentary about being penny wise but pound foolish. Becoming frugal to me has become a habit in my daily life, but sometimes, there are things that we should not avoid spending on. Otherwise, we might end up having to pay a bigger price for it. I see this happening to some of my own friends, and I would like to share their experiences in my blog to give you a clearer picture of what it means to be penny wise but pound foolish.

Continue reading “Are you penny wise but pound foolish?”

Girls can be Engineers too!

Some of you might have dropped by my “About” page and know that I am a female engineer. Ever since I graduated from school and started going for interviews, it is not uncommon that I receive this question from interviewers.

“Why are you a female and you took up an engineering course?”

You’ll be surprised that even the interviewers might be females themselves, holding a similar engineering degree.

Some of you reading might also be female engineers and you will be nodding in agreement when I say that this is a typical stereotype that people generally have. Girls usually go into careers like Human Resources, Finance, Accountancy and mainly other business related courses.

So how do I answer this question? I am usually candid in my interviews. This is what I would say. Continue reading “Girls can be Engineers too!”

The first milestone for Miss Niao – A BIG THANK YOU!

Hello everyone!

This is a special additional blog post to my daily entries. And it’s for all of my readers.

Miss Niao has garnered more than 500 views overnight!!!!

Here are the stats of my blog.


I was elated that my blog post about Richmond could be interesting and many of you could relate as you personally knew someone like him in your own offices.

I would like to express my utmost gratitude to Kyith from Investment Moats. I am an avid reader of his blog as he has achieved so much. As I’ve linked him to one of my blog post, he managed to find my blog and publicized it on a Facebook group called BIGS World – Build Wealth, Live a Good Life. I’ve opening a new blogroll widget on my sidebar to a link to his blog. Check him out if you don’t already know him! 🙂

I hope to continue blogging to be useful to you guys. I’ve actually scheduled my blog posts to be published every day at 10am (GMT +8) so please come everyday to gain more insight about investing, retirement and my life. ^_^

I strongly believe in personal development too. Please leave a comment if you think I can improve my blog in any way. I’ll do my best!

This progress means a lot more to me than you know. 🙂

With sincere thanks,

Miss Niao xoxo.

The very first one!

Okay, this is it. I’m gonna start a blog about my journey to financial freedom. I wonder how interesting I’ll be, or if this would actually help anyone. In any case, I hope that this blog would provide me a record for my progress in my financial journey to financial freedom. My my, it does sound like a long journey ahead. But when would be a better time to start than now?

This will be my mini side project after work ^_^.

That being said, I think I should do a small introduction about myself. Continue reading “The very first one!”