November 2018 – Portfolio Updates

One more month left until the end of 2018. It’s time that I start reflecting on my achievements for this year. Soon, you will also see my expenses report, goal review and the final portfolio update in preparation for new goals in 2019. I still have one month to accomplish my goals for the year and I’m wondering how I will feel after 2018 have passed.

Will I be upset or elated over my experiences? Somehow, I feel that self-fulfillment has been something that I’ve always struggled with. Since young, I’ve been taught to be competitive and aim for higher achievements (e.g. getting better results when I’ve already gotten 85/100 for a test), but when will I ever find the silver lining? It is probably something deeper inside me that I have to deal with.

But anyway, I’ll put reflection aside for now – or a month – and focus on something more relevant. Continue reading “November 2018 – Portfolio Updates”

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October 2018 – Portfolio Updates

So 11.11 happened over the weekend and usually I’ll be stuck in front of my PC trying to find good deals. For this year though, I didn’t buy a single thing nor went to any website to look for something, for the sake of buying something. It just felt like I didn’t need anything, and I am thinking if it’s related to my minimalistic approach to stuff now.

The cycle goes something like this. The less I purchase, the more I know what I need, and I can be selective with my money. And being a natural cheapskate towards myself, it is easy to say “no” when it comes to unnecessary evil.

In fact, I don’t even shop all that more when I’m overseas.

Well, alright. Perhaps I am guilty of some splurges on food and anything that costs <$20 but costs >$20 in Singapore. Continue reading “October 2018 – Portfolio Updates”

September 2018 – Portfolio (and Personal) Updates

Two more months before the year comes to an end, and I’ll officially be 28. I try to keep my blog posts mostly related to my investment journey, but there’s always some random (and more personal) stuff that goes on in my life which is still pretty blog worthy, so I talk about them to express myself. And perhaps allow my rantings in my writings to come through to others who are feeling the same way.

Have you ever felt like you’ve been trying to please others since forever? Wanting to agree and compromise, and accept the other person for who they are. Be it if they are your spouse, friend or colleague. Continue reading “September 2018 – Portfolio (and Personal) Updates”

August 2018 – Portfolio Updates

With AEM as the newest addition to my portfolio from the beginning of August, things have gotten quite… volatile.

Time weighted return (YTD): -4.11% against STI ETF of -2.88%

XIRR (YTD): -5.92%

It was not surprising that my portfolio dipped again towards the end of the month as the prices of Valuetronics and AEM mostly reduced back closer to their intrinsic values, and my buying prices.

This month has also been rather nice on the collection on dividends with most of the companies announcing their earnings for the 2nd quarter of the fiscal year. Just this month alone, almost half of our portfolio went XD. These stocks are namely: Continue reading “August 2018 – Portfolio Updates”

July 2018 – Portfolio Updates

The second half of the year has started and it looks like things are becoming less bleak in the stock market. Through much volatility in the past few months, Mr. Market (a.k.a STI) has recovered slightly back to where he had started from the beginning of 2018, with its time-weighted return coming up at -0.33%, and an actual decrease of 0.94% (From 3489.45 to 3281.36).

My portfolio is not too far away, though I was expecting to do better than the STI. It now has -4.74% in terms of time-weighted return. XIRR is at -8.33% omigosh. (Dated 1st July… I think.) Continue reading “July 2018 – Portfolio Updates”

June (H1) 2018 – Portfolio Updates

What a crazy ride 2018 was for the stock market! Since the massive bull run in 2017, Mr Market has decided to be humble and come back down to Planet Earth. My portfolio has also under-performed the STI by some margin.

I pulled out some numbers from my blog to do a comparison:

January: STI ETF @ 4.14% V.S. Time weighted returns @ 4.88%

February: STI ETF @ 3.56% V.S. Time weighted returns @ -0.87% Continue reading “June (H1) 2018 – Portfolio Updates”

May 2018 – Portfolio Updates

Two “disadvantages” of buying stocks that are not very popular are that…

  1. They are virtually illiquid (very low trading volume)
  2. The spread (bid/ask) price of the stock is immensely huge.

Unlike the famous stocks that people buy in the STI (e.g. Singtel), where the spread can be just 1 cent, stocks like Keong Hong and Tat Seng Packaging can drop a few percentage points in 1 day of trading.

Needless to say, the smaller (yet, maybe not cheaper) the price of the stock, each spread will also affect the price more. A mere 0.5 cent movement in the current price of Indofood Agri at 24.5 cents can cause a 2% change in your initial investment. Imagine that! Continue reading “May 2018 – Portfolio Updates”