August 2017 – Portfolio (and Miss Niao) Updates

Another month has passed and we are already reaching the last quarter for 2017. Time flies by too fast – even more so with my new job assignment.

Starting your career in a new company can be both challenging and destructive at the same time. For one, you could be faced with an immense amount of work that could engulf you too much to the point where you might not be capable of delivering what you are needed to. Yet again, your learning curve would also be growing at an exponential rate and lead you to gain the most amount of knowledge that you need within the shortest period of time. Continue reading “August 2017 – Portfolio (and Miss Niao) Updates”

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ComfortDelgro stock price rises by 8.76% – BIG announcement

I have some good news to share.

Wait for it…

I passed my driving test!!! On the first attempt! How lucky I was to get a nice Traffic Police. Phew. I’m glad that’s over.

Oh wait, okay. I’m sorry. Perhaps this wasn’t something you wanted to hear. :p

Let’s go ahead with the REAL announcement.

While heading back home after my driving test, I opened the “My SGX” app to check on the latest stock prices. That was when I saw a big increase for ComfortDelgro’s stock price.

How much increase did I observe? Continue reading “ComfortDelgro stock price rises by 8.76% – BIG announcement”

ComfortDelgro – 2Q/1H 2017 Financial Results Analysis

With the recent release of ComfortDelgro 2nd Quarter financial results for 2017 on 11th August 2017, I saw a lot of brackets. Brackets, as you know, represents a decline in financial status as compared to the previous year’s results, and can have a negative or positive effect.

I would not say that this is their best performing quarter. In fact, many of their business segments have reported a decline in revenue except for their Public Transport and Driving Centre Services. Continue reading “ComfortDelgro – 2Q/1H 2017 Financial Results Analysis”

Miss Niao’s Portfolio Numbers Revealed

I’ve received a request from Matthew Seah for details on my portfolio. I did not realize that the settings for my existing portfolio at StocksCafe was private by default. Well then, I guess I’m ready for that to change.

I’ve updated my portfolio preferences to be open to everyone, but with the exact figures and transactions unrevealed still. This way, you can see what holdings I currently have and how my portfolio is doing overall.

There are a few reasons why I chose to do this. Continue reading “Miss Niao’s Portfolio Numbers Revealed”

July 2017 – Portfolio Updates

This would be my first post for an update of my portfolio. Yay! The main reason is because I have collected some dividends in July and would like to note down the progress of my portfolio.

It has been almost three months since I stepped out of my comfort zone and bought my very first stock that isn’t the STI ETF. Fast forward till today, BF (yes, I pulled him along with this journey with me) and I have built a portfolio with almost $30,000 invested capital. At the time of writing, each of our stock holdings has generated paper gains. Our portfolio stats, as calculated from my online portfolio, has an overall time weighted annual return of 9.9% and a paper gain of 5.57% on invested capital with dividends collected. Continue reading “July 2017 – Portfolio Updates”

You should only Dollar-Cost-Average for 12 months?

I was Googling one day about how effective dollar-cost averaging is on a general basis and I came across this very interesting article. Although written in 1997, I find it still relevant to today’s context. It talks about the amount of risk that DCA can mitigate as compared to a lump-sum investment and a study was conducted on how different DCA periods can have very different returns for the investor. The numbers show that DCA best protects your capital (in beating lump sum investments) with an investment period of 6 to 12 months. Continue reading “You should only Dollar-Cost-Average for 12 months?”

StocksCafe – Your One-Stop Online Portfolio

Disclaimer: This is not a sponsored post.

Good morning!

Today’s blog post will be a little special because I would like to do a feature on StocksCafe. I managed to get in touch with the owner of StocksCafe, Evan Koh as he was looking to expand the reach of the website around Asia. I am glad to be part of the website’s blog index and I have been receiving new readers from StocksCafe ever since.

Before I started missniao.wordpress.com, I already had an account with StocksCafe which I use as a tool to track my portfolio. I have an offline one in Excel which does its basic job, but the prices of the stocks are not live and I have to manually update it to get the values that I want.

As I ventured further into investing, there are a lot more numbers that I need to keep track of. It is no longer just sufficient to look at the price of the stock because that doesn’t really serve much purpose to me. I was searching for online solutions and that was when I chanced upon StocksCafe which Hardwarezone and other finance bloggers have advertised on their websites.

There is a whole thread consisting of people using StocksCafe to compare their portfolios! My goodness. After looking at their achievements, it just makes me seem even smaller than before. O_O

Upon more exploration of the website, I realized that there are way more features than what I’ve been using it for. There is even a mini-game section which I personally find very interactive. ^_^ Although it has a simple interface and it is relatively user-friendly, I can see that a lot of time and effort was placed into this website. This was definitely not something that was built overnight. I wanted to know who was managing this site.

I thought I was going to find a team of software engineers who took turns to manage it.

But no. All I could find was Evan. And only Evan.

Wa, do you know his website is like a cool one? I use paper resume, he got website to show employer leh. The first thing I saw was a photo of a 帅哥 (handsome dude) with a nice smile hugging his dog.

So I scrolled down some more.

OMG. 帅哥 that holds a pH.D? So I cannot call him Evan Koh, must call him Dr. Evan Koh?! Know how to study, doesn’t look like a nerd, and super fit wor!

*BF pulls me back to reality*

Erherm… Right, where was I? Oh right, StocksCafe! I am actually still a free member of the website, because that’s all I really need for now. However, if you do intend to become Friends of StocksCafe, you get full access to a lot more features that are available.

If you have any questions about StocksCafe, just create your very own free account. Go to your messages from your profile and send it to the username, evankoh. He is quick to reply and is very helpful. Plus, you get a chance to talk to an attractive guy, what’s the worst that could happen? 😉

Thank you Evan, once again! Hope you get a chance to read this post. 😉

And like always, thank you for reading!

Miss Niao xoxo