March 2018 – Portfolio Updates

The first quarter of 2018 is gone. Like February, I did not touch my portfolio at all. STI this month was crazy volatile, but I did not see much opportunity in my personal opinion. I did monitor some stocks to see if they will drop to the right price, one of them being Singtel which is now in the $3.3x range.

I believe that my patience is getting slightly better ever since facing some downfalls and mistakes since last year. Pain is very unforgettable to me, but such pain is good. I hope it doesn’t fade away too soon. I haven’t bought a stock for 3 months. That is a really long time! I am starting to wonder if my funds are fully utilized.

So some interesting news was announced. Continue reading “March 2018 – Portfolio Updates”

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August 2017 – Portfolio (and Miss Niao) Updates

Another month has passed and we are already reaching the last quarter for 2017. Time flies by too fast – even more so with my new job assignment.

Starting your career in a new company can be both challenging and destructive at the same time. For one, you could be faced with an immense amount of work that could engulf you too much to the point where you might not be capable of delivering what you are needed to. Yet again, your learning curve would also be growing at an exponential rate and lead you to gain the most amount of knowledge that you need within the shortest period of time. Continue reading “August 2017 – Portfolio (and Miss Niao) Updates”

ComfortDelgro stock price rises by 8.76% – BIG announcement

I have some good news to share.

Wait for it…

I passed my driving test!!! On the first attempt! How lucky I was to get a nice Traffic Police. Phew. I’m glad that’s over.

Oh wait, okay. I’m sorry. Perhaps this wasn’t something you wanted to hear. :p

Let’s go ahead with the REAL announcement.

While heading back home after my driving test, I opened the “My SGX” app to check on the latest stock prices. That was when I saw a big increase for ComfortDelgro’s stock price.

How much increase did I observe? Continue reading “ComfortDelgro stock price rises by 8.76% – BIG announcement”

ComfortDelgro – 2Q/1H 2017 Financial Results Analysis

With the recent release of ComfortDelgro 2nd Quarter financial results for 2017 on 11th August 2017, I saw a lot of brackets. Brackets, as you know, represents a decline in financial status as compared to the previous year’s results, and can have a negative or positive effect.

I would not say that this is their best performing quarter. In fact, many of their business segments have reported a decline in revenue except for their Public Transport and Driving Centre Services. Continue reading “ComfortDelgro – 2Q/1H 2017 Financial Results Analysis”

Miss Niao’s Portfolio Numbers Revealed

I’ve received a request from Matthew Seah for details on my portfolio. I did not realize that the settings for my existing portfolio at StocksCafe was private by default. Well then, I guess I’m ready for that to change.

I’ve updated my portfolio preferences to be open to everyone, but with the exact figures and transactions unrevealed still. This way, you can see what holdings I currently have and how my portfolio is doing overall.

There are a few reasons why I chose to do this. Continue reading “Miss Niao’s Portfolio Numbers Revealed”

July 2017 – Portfolio Updates

This would be my first post for an update of my portfolio. Yay! The main reason is because I have collected some dividends in July and would like to note down the progress of my portfolio.

It has been almost three months since I stepped out of my comfort zone and bought my very first stock that isn’t the STI ETF. Fast forward till today, BF (yes, I pulled him along with this journey with me) and I have built a portfolio with almost $30,000 invested capital. At the time of writing, each of our stock holdings has generated paper gains. Our portfolio stats, as calculated from my online portfolio, has an overall time weighted annual return of 9.9% and a paper gain of 5.57% on invested capital with dividends collected. Continue reading “July 2017 – Portfolio Updates”

You should only Dollar-Cost-Average for 12 months?

I was Googling one day about how effective dollar-cost averaging is on a general basis and I came across this very interesting article. Although written in 1997, I find it still relevant to today’s context. It talks about the amount of risk that DCA can mitigate as compared to a lump-sum investment and a study was conducted on how different DCA periods can have very different returns for the investor. The numbers show that DCA best protects your capital (in beating lump sum investments) with an investment period of 6 to 12 months. Continue reading “You should only Dollar-Cost-Average for 12 months?”