Why I Bought Indofood Agriculture At Its 7 Year Low and 1.6% Dividend Yield

Just a few weeks ago, I have mentioned in my 2017 Updates that I have bought some units of Indofood Agri (5JS) and concentrated about one-fifth of our portfolio. Half of this amount of investment was from me, and BF decided to jump in together with me on the other half.

While we were discussing about our buy, BF asked me about the dividend yield. He uses dividend yield as a gauge to know how much “interest” he is earning from his investment. Continue reading “Why I Bought Indofood Agriculture At Its 7 Year Low and 1.6% Dividend Yield”

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The Importance of Dividends

How important would you take dividends into consideration when buying a stock? Personally, I take dividends quite seriously, and it is one of the key criteria before I decide to make a transaction. If I come across a stock that doesn’t give dividends, I will most likely skip to the next stock – unless the stock has a very good reason for not giving dividends.

There is even a term for investors who highly emphasize on high yield dividend stocks, and they are called income investors! A fellow blogger and my good friend, Warriortan, gets a significant amount of passive income from this method and blogs about how you can do the same. Continue reading “The Importance of Dividends”

4 Lessons (and Quotes) About My Investment Journey – 2017 Edition

It has been more than two weeks since I last posted an entry. Apologies for anyone who has been waiting – it has been a long week for me and I couldn’t spare extra time to blog since I have a lot of back log to clear at work. Always so much to deliver, but with limited time on my hands.

As the end of 2017 draws to a close, I have started seeing other finance bloggers posting about their portfolio performance and how their investment journey has been. Continue reading “4 Lessons (and Quotes) About My Investment Journey – 2017 Edition”

November 2017 – Portfolio Updates

Since October, the STI ETF has increased 1.85% in performance. Similarly, my time weighted returns have increased by 2.33% to 13.66%, since G3B holds around 25% of my portfolio. I don’t know if it’s because of the bull market, but Keong Hong and Tat Seng Packaging are slowly revealing their intrinsic value, with both stocks rising very much in the past month as compared to Continue reading “November 2017 – Portfolio Updates”

Property V.S. Stocks – Which has better returns?

As a millennial living with almost every one that I know trying to keep up with the Joneses, it’s not surprising to see some of my friends spending a hell lot to get their first home. The concept is drilled into their heads that property is 99.9999% of the time the best investment that they can make in their entire lives. In fact, the price that they are willing to pay is sometimes something that my alter ego of Miss Niao will never approve of. Continue reading “Property V.S. Stocks – Which has better returns?”

Comprehensive Breakdown to Insurance Plans – FREE spreadsheet!

READ THIS BEFORE INVESTING WITH INSURANCE PLANS!

I am not sure if it’s coincidental or not, but recently I have been receiving quite a few requests from my readers and friends for evaluation of their insurance plans. Some of them were directed from the story of my ILP which was posted on HWZ, while others chanced upon my blog. Perhaps it was because of the spreadsheets that I have uploaded.

I have reviewed the spreadsheets but there isn’t one that can help to calculated exactly how much your returns would be with insurance plans. To my surprise, there are many people who don’t know how the actual calculations are being done with their plans – they only know what is the projected amount that they would get at the end of it. Continue reading “Comprehensive Breakdown to Insurance Plans – FREE spreadsheet!”

Stocking up on Tat Seng Packaging and its inventory

I am now a tiny “business owner” of carton boxes.

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My new love!

I did not find much information about Tat Seng Packaging on the WWW, except for its most recent annual report released for FY2016. Even its Investor Relations website has only been last updated in 2015. But I wasn’t worried, because their business model is very straight forward and simple to understand – they produce all types of cardboard/corrugated boxes.

I mentioned the three reasons why I bought the company’s shares and I quote it here again. Continue reading “Stocking up on Tat Seng Packaging and its inventory”