$800k HDB apartment for 8k monthly income?

I attended a gathering with some of my friends last week. It has been some time since we last met and updated ourselves with the happenings in our lives and other mutual friends. I was utterly surprised to find out that one of my friends who was getting married very soon bought a resale HDB flat for $800k+.

I had to be conscious enough to make sure that my jaw didn’t drop to the floor. So was the same initial reaction of the person who told me this piece of news. Continue reading “$800k HDB apartment for 8k monthly income?”

I missed Game of Thrones Episode One :(

Hey people!

Miss Niao will be taking a short break from blogging because I’ll be on holiday next week :p I initially had an upcoming post but couldn’t make it on time to publish it. Life has been pretty hectic recently with the transition of my new job and I only packed my luggage at midnight of my departure date. :/

In case you’re wondering, I’m actually going budget traveling on land from Singapore to Thailand. I promise to blog about my travels (and expenditures of course) when I’m back.

Also, I feel damn emo because I didn’t even manage to squeeze out time to watch Game of Thrones. Damn! I’ve been avoiding all kinds of social media and news websites about the show so please please please don’t post any spoilers or I’ll ban you from my website 😦

Take care and I’ll see you guys next week! Muacks muacks muacks.

Loads of love,

Miss Niao xoxo

The Looming Clouds of Retrenchment – Are you ready?

A close colleague of mine told me recently that one of the Multi-National Companies has closed down an entire department. She used to be working there so many of her ex-colleagues are now looking for a new job. I have also been reading Unintelligent Nerd’s blog and it appears that his current employment is unable to offer job stability despite being in an 铁饭碗 or “iron-rice bowl” (which practically means close-to-zero chances of closing down) organization :O.

It is very upsetting to me because sometimes in life, such things aren’t within much of your control. Sometimes, taking away a job from someone is almost equivalent to taking away his life. Not every one is lucky enough to pursue a degree. Not every one is lucky enough to be debt-free when they graduate. And most importantly, not every one is lucky enough to be in good health to find a new job.

It is unfortunate that news like this is unsurprising to me. Continue reading “The Looming Clouds of Retrenchment – Are you ready?”

It’s okay to say “No”

2016 was pretty rough for me. I was unmotivated in my life. Both my career and personal life wasn’t going as ideal as I’ve wanted it to. There were many days where I would just drag myself to work, because I needed to work, and not because I enjoyed doing what I was doing.

I’m sure you’ve been there before, especially if you’re working for someone else. Continue reading “It’s okay to say “No””

Happy Monthsary, Miss Niao!!!!

Hey guys!

Miss Niao turns 1 month old today! *throws confetti*

It just so happens that it coincides with a public holiday. I’m pretty sure it’s supposed to be a celebratory sign. :p

I’m truly amazed at the progress of this blog. I’ve never imagined that I could attract so many views in just one month. I initially thought that I had to blog for at least 6 months to get decent viewership. It makes me wonder why I didn’t do this earlier. There are so many people to thank, especially all of my readers. ^_^

Here are some stats of the mini achievements that we have so far:

  1. Total hits of 8414 as of 25th June 2017 (can go buy 4D liao)
  2. Got indexed on StockCafe by Dr Evan Koh and SG Investment Bloggers by Royston Tan
  3. Gained 14 followers and linked up with other bloggers on the same scene (check out my blogroll for these amazing people!)

It may not be that much, but it means a whole lot to me.

I’m still trying to get hold of Derek from TheFinance.sg. Does anyone know him personally? I would love to work with him and get indexed on his site! Is anyone here able to help~? 😦

I still have a lot of content coming up and I hope that I’ll stay interesting still. If there are any topics that you would like me to blog about, just leave a comment or your contact! I get a lot of inspiration from my reader’s comments, other than stuff that happens in my daily life.

Miss Niao wouldn’t be possible without you guys! 🙂

And before I go,  Selamat Hari Raya Aidilfitri to any Muslim readers out there!

P.S: I have recently faced some new job commitments so the daily posts wouldn’t be “daily” anymore, but I’ll still blog as often as I can throughout the week. Click the “Follow” button on the sidebar to get an email notification whenever a new post is published. Or you could just come by whenever possible! 🙂

Thanks for reading!

Miss Niao xoxo.

The ratio of millionaires in Singapore is 1 out of 50?!

I’ve always wondered how it would be like to be a millionaire. Watching Leonardo DiCaprio fanning his money away in The Wolf of Wall Street always seemed to be a tantalizing thought. If I did really have that kind of money though, I’m pretty sure that I wouldn’t wanna do that and would continue to keep it in my bank account to accumulate more interest :p

Is being a millionaire all that great? Maybe. It would probably be the first milestone for my journey to financial freedom. But could I retire with a million dollars at Age 40? Nah, I must be dreaming. It would only signify the beginning of my journey, and maybe indicate to me as a form of assurance that I have been on the right track.

There is this article from The Business Times that stated that the percentage of millionaires in Singapore is close to 2%. So by definition, if you have 500 friends in Facebook, you already know 10 millionaires! You could even be one of the 10, I wouldn’t be surprised. I would probably have way more to learn from you than whatever information you can get out of this blog.

Would I want to be one of your 10 friends one day? You bet.

But like the wise words from The Hollies, it’s going to be a long, long road~~~

May not quite be the perfect song to describe the situation, but I’m feeling nostalgic today. :p

Thanks for reading!

Miss Niao xoxo

The messy (and financial) affairs of Kenneth

In my daily life, I have several roles that I have to play. Just to name a few, I need to be a daughter, a sister, a girl friend and friend. In recent days, I have added one new role to that list.

That new role is counselor. Huh? Simi counselor?

A counselor is a person whose job is to give advice to people who need it, especially advice on their personal problems.

Confused? Just read on…

This is the story of Kenneth.

Continue reading “The messy (and financial) affairs of Kenneth”