Category: Travel

Would You Retire Overseas?

We always talk about retirement in Singapore and the projected expenses that we need to reach financial freedom. I set out on my journey with a target of having a passive income of S$3000 per month by the time I am 40 to cope with the rising cost of living in Singapore and possible inflation of my standard of living.

Now that I am 28 officially, my goals still stand with similar projections.

All I need is S$616,930.67 with a 6.5% annual yield to reach my goal.

Sounds easy? Of course not. That 600-odd thousand amount is the amount of money I have to have in my investment instruments ALONE. All the money I have in my CPF or emergency funds, or even war chest to be specific enough should not count in that amount.

Based on those numbers, I also have to pump in S$30,000 of fresh funds per year. That is not a small amount at all, and barely leaving me any other money for additional savings or other purposes.

But recently, I was introduced to another solution to reach retirement much faster. How fast you say? Continue reading “Would You Retire Overseas?”

6D5N Yogyakarta Hiking Trip On A Budget – Day 5 & Expenses (Part 3)

For all trip-related posts, navigate here:

Part 1: Arrival @ Yogyakarta, Dinner @ Superman Restaurant, 2D1N Hiking

Part 2: Goa Jomblang (Heaven’s light), Goa Pindul (Cave tubing)

Part 3: Borobodur Temple, Nglinggo Tea Plantation, House of Ramiten, Malioboro Street

We’re down to the last day of my Yogyakarta trip before we fly back to our sunny island the next day. Here’s Day 5 of my trip and my activities for the day. I’ll also be posting my itinerary details and expenses breakdown at the end of my post. If you want me to show you the money right now, click here!

Day 5

We woke up super super early at 3am to leave our hotel and headed to Borododur temple. When we reached there, our driver had already bought the tickets for us. Continue reading “6D5N Yogyakarta Hiking Trip On A Budget – Day 5 & Expenses (Part 3)”

6D5N Yogyakarta Hiking Trip On A Budget – <SGD$1000 ALL-IN! (Part 2)

For all trip-related posts, navigate here:

Part 1: Arrival @ Yogyakarta, Dinner @ Superman Restaurant, 2D1N Hiking

Part 2: Goa Jomblang (Heaven’s light), Goa Pindul (Cave tubing)

Part 3: Borobodur Temple, Nglinggo Tea Plantation, House of Ramiten, Malioboro Street

In the previous post, I blogged about the first 3 days of our trip and how we managed to reach the summit of Mount Merbabu. We continue with more touristy (and relaxing) activities from Day 4 onwards.

Day 4

Despite being crazy shag after our hike to the summit of Mount Merbabu, we woke up early and set off at 7am to Semanu area to start our activities for the day. Our first stop was Goa Jomblang to see the infamous Heaven’s Light that is flooded in Instagram and Google images. Continue reading “6D5N Yogyakarta Hiking Trip On A Budget – <SGD$1000 ALL-IN! (Part 2)”

6D5N Yogyakarta Hiking Trip On A Budget – <SGD$1000 ALL-IN! (Part 1)

For all trip-related posts, navigate here:

Part 1: Arrival @ Yogyakarta, Dinner @ Superman Restaurant, 2D1N Hiking

Part 2: Goa Jomblang (Heaven’s light), Goa Pindul (Cave tubing)

Part 3: Borobodur Temple, Nglinggo Tea Plantation, House of Ramiten, Malioboro Street

A friend of mine is heading back to Sarawak to further her studies. Us, being good friends, have decided to plan a trip together before she goes back for good (~3 years). We don’t know if she might find a boyfriend and get married in 2020, so it would be insurance to spend quality time now to go on a hiking trip together.

I’ve got to say that this trip was so tiring. Out of 5 nights, we had to wake up at 3am to catch different sunrises at different places. While typing this, it daunted upon me that we didn’t manage to catch a full sunrise on all the nights, despite being present at those places! Continue reading “6D5N Yogyakarta Hiking Trip On A Budget – <SGD$1000 ALL-IN! (Part 1)”

Cheap and Good – 5 Money saving tips for Malaysia/Thailand trips

In continuation to my previous post on my travels from Singapore to Thailand by land, I’ve decided to also blog about some money saving tips that I found out by accident during my vacation while they are still fresh in my memory. This feeling is a bitter sweet one because it made me realize how much money I have “lost” during my previous travels to Malaysia and Bangkok.

Oh well, I guess it’s never too late, only later. >_<

Anyway, since this trip isn’t a conventional one as I traveled by land and it was also my first time visiting Ipoh, it offered me different alternatives on how to get what I need as compared to arriving at Suvarnabhumi Airport. Counting the number of actual hours of traveling, it amounted to almost 30 hours! Phew! Continue reading “Cheap and Good – 5 Money saving tips for Malaysia/Thailand trips”

Cheap and Good – $630 ALL-IN 8D7N SG to Thailand Land Trip!

I am back in Singapore!!!

Holidays are tiring. Despite what people say about being refreshed after going on a vacation, I always feel even more sian (lethargic?) to come back. The holiday mood never seems to go away and I’m always looking forward to the next one. :p And the jet lag is here to stay for some time at work even though it is just a 2.5 hours flight :p

This trip, however, should most likely be the last for me in 2017 as I’ve allocated most of my fun money to it. Continue reading “Cheap and Good – $630 ALL-IN 8D7N SG to Thailand Land Trip!”